Location: Surkhandarya region, Jarkurgan district; Date: September 1, 2026; "Universal" Public Offer
Public Offer (Regarding the use of the Platform)
This document is drawn up on the basis of Articles 360, 367, and other relevant legal norms of the Civil Code of the Republic of Uzbekistan, and constitutes a public offer for services publicly offered by O'O'BQ <<OTABEK HASANOV>> (hereinafter referred to as the “Intermediary”). This offer is addressed to an indefinite circle of persons and is announced through the platform (website, mobile application, Telegram bot, etc.).
Any natural or legal person (hereinafter referred to as the “Client” or “Customer”) placing an order or registering on this platform is deemed to have accepted all the terms of this offer (i.e., accepted it), and an electronic agreement is deemed to have been concluded between the parties.
The agreement is concluded electronically and has legal force in accordance with the laws on electronic documents.
TERMS AND DEFINITIONS
Offer – A contract proposal presented to the public by the Intermediary.
Platform – A digital environment developed by the Intermediary through which services are offered: website, Telegram bot, mobile application, and others.
Acceptance – Acceptance of this offer by the Client, expressed by using the platform, making a payment, clicking the consent button, etc.
Service – Technical and informational services provided by the Intermediary to the Client through the Platform, including binding a bank card, storing tokenized card identifiers, maintaining payment history, and enabling the Client to initiate payments using the saved card.
Checkout.uz - A payment intermediary/aggregator participating in the processing of payments made by the Client through relevant payment organizations, payment systems, and/or processing infrastructure, as well as transferring funds to the respective service provider or partner.
Bank Card and Tokenization – When a bank card is linked to the Platform by the Client, the card details are sent to the relevant payment organization, payment system, or processing organization. Full bank card details are not stored on the Intermediary's Platform. Card details are tokenized in the relevant payment infrastructure, and a token or other technical identifier is stored on the Platform to execute the Client's subsequent payments. The Intermediary does not hold Client funds, does not maintain accounts, and does not independently debit funds from the bank card. Payment operations are carried out through the relevant payment intermediary, payment organization, payment system, or processing infrastructure.
Payment System - A payment system or payment organization operating in accordance with the procedure established by law, providing and processing payments, including Click, Payme, and other relevant organizations.
Mini Apps / Mini Services / Other Services – Additional digital services, features, and micro-services placed or to be added in the future on the Intermediary's Platform. The terms of use, pricing, and other conditions of such services, if available, are determined separately by the owner of the respective service or the Intermediary.
Client (User) - Any natural or legal person who has accepted the terms of this Offer and uses the capabilities of the Platform and Services.
Personal Data - Information identifying the Client's identity, as well as containing the Client's financial and other personal information.
Personal Account - A personal environment opened for the Client after registering on the platform, where the Client's personal data, orders, payment history, and other relevant information are stored.
SUBJECT OF THE AGREEMENT
The Intermediary grants the Client the right to use the Platform and its features. This Platform includes the following services and functions:
Registering on the platform, opening a personal account, resetting passwords, and activating access via two-factor authentication.
Activating services and initiating payments.
Viewing payment status and history, viewing and downloading electronic receipts and other documents.
Adding and managing cards.
Using, viewing, checking, and obtaining information regarding other types of services.
By binding their bank card on the Platform, the Client obtains the ability to use it for subsequent payments. During the card binding process, card data is transmitted to the relevant payment organization or processing infrastructure and tokenized. The Intermediary stores on the Platform not the card data itself, but the token or other technical identifier generated by the relevant payment organization. When the Client selects the saved card and clicks the “Pay” button during a subsequent payment, a request is sent to execute the payment via the token based on the relevant payment terms and amount. The Client is not required to re-enter card details.
The Intermediary may also provide paid services to Clients through the Platform. The activation of such services is performed independently by the Client, at their own discretion, after reviewing the service description, terms of provision, and prices.
OBLIGATIONS OF THE PARTIES
Obligations of the Intermediary:
To take necessary measures to ensure stable and, as far as possible, uninterrupted operation of the Platform, except in cases where disruptions on the Platform arise due to the fault of third parties or circumstances beyond the control of the Intermediary;
To implement legal, organizational, and technical measures to protect personal data to ensure the integrity and inviolability of personal data, compliance with the confidentiality of personal data, and to prevent unlawful processing of personal data;
To inform the Client in a timely manner about Platform news, as well as changes and updates introduced to the platform.
Rights of the Intermediary:
In order to comply with the legislation of the Republic of Uzbekistan on combating the laundering of proceeds from crime, financing of terrorism, and financing the proliferation of weapons of mass destruction, to request information from the Client to identify and properly verify the Client and transactions performed by them.
To request information regarding the sources of funds used by the Client when carrying out an operation.
If the terms of this Agreement and/or the requirements of the effective legislation of the Republic of Uzbekistan are violated by the Client and/or if the Client is suspected of being involved in fraudulent/suspicious transactions and/or transactions related to laundering proceeds from crime and financing terrorism, as well as in other cases provided for by the legislation of the Republic of Uzbekistan, to unilaterally, temporarily, until the circumstances are clarified, limit the Client's access to the platform or its individual services or terminate the Agreement.
The Intermediary has the right to refuse to execute, temporarily suspend, or restrict an operation in accordance with the legislation of the Republic of Uzbekistan and/or the requirements of this Agreement.
Obligations of the Client
To fulfill the requirements of this Agreement
To independently ensure the information security of the device used to access the Platform
To monitor notifications intended for the Client published on the Platform interface, www.receipt.uz website, or through other methods, and to follow the requirements/instructions specified in these notifications
To immediately inform the Intermediary about cases or suspicions of unauthorized use of credentials to access the Platform by third parties, including when access to the mobile phone number connected to the Platform is lost (lost, stolen, or lost through other means);
Not to conduct illegal financial operations, illegal trade, operations aimed at laundering proceeds from crime or financing terrorism, other actions prohibited by law, or actions such as concealing income through the Platform.
By using the Platform, the Client confirms and guarantees that:
They do not intend to use the Platform for fraudulent or other illegal purposes;
They will not transfer their rights and obligations under the Agreement to third parties without the prior written consent of the Intermediary. Any attempt to commit such actions shall be deemed invalid;
They are responsible for preventing third parties from accessing credentials or information allowing access to the personal account on the Platform, including confirmation codes, mobile phone numbers, bank card details, and other authentication data.
The Intermediary reserves the right to unilaterally modify this Offer by publishing the revised edition of the Offer on www.receipt.uz. The Intermediary may also send a notification to the Client regarding the publication of the revised edition of the Offer via an information message in the relevant Platform interface.
The revised edition of the Offer enters into force no later than 15 (fifteen) calendar days from the date of its posting on www.receipt.uz, unless otherwise provided, but no earlier than the date specified in the first paragraph of the Offer. If certain conditions of this Offer are also regulated by separate Policies (including the Intermediary's Privacy Policy for personal data) and other documents of the Intermediary, the Offer conditions regulated by the Policies and other documents of the Intermediary shall be modified within the order and timeframes specified in those documents.
If the Client does not delete their account before the revised edition of the Offer comes into force, the changes are deemed to have been accepted by the Client.
To receive timely information regarding changes made to the Offer, the User must regularly check the www.receipt.uz website.
LIABILITY OF THE PARTIES
The Parties shall be liable for non-performance or improper performance of the terms of this Agreement in accordance with the legislation of the Republic of Uzbekistan.
The Client is liable in accordance with the procedure established by applicable law for damages caused to the Intermediary as a result of culpable non-performance or improper performance of their obligations under this Agreement.
When the Client enters personal data on a device that uses unsecured connections or is exposed to threats from malicious software and applications, the Client assumes full responsibility for the risks arising from the use of such a device or connection.
The Intermediary shall not be liable for improper fulfillment of the terms of this Agreement if such non-fulfillment arises as a result of non-performance of the terms of the Agreement by the Client.
The Intermediary shall not be liable for any losses incurred due to the Client's failure and/or untimely acquaintance with the terms of this Offer, as well as the offers of paid services activated on the Platform.
If improper fulfillment of the terms of the Agreement is caused by reasons beyond the Intermediary's control, the Intermediary shall not be liable for improper fulfillment of the terms of this Agreement. The scope of the Intermediary's control is limited solely to the functionality of the Platform and does not include liability for failures occurring due to the fault of third parties, prohibitions and restrictions imposed by state or judicial authorities, or circumstances beyond the Intermediary's control.
Until the Client notifies the Intermediary about the loss of access to the mobile phone number connected to the Platform, the Client has no right to make claims against the Intermediary regarding payments and other operations carried out through that account.
The Client assumes the risk and responsibility for any third-party actions performed on behalf of the Client using the mobile phone number connected to the Platform, as well as using applications and software installed on their mobile device or using their credentials to access the platform.
The Client confirms that they enter into this Agreement recognizing the limited liability of the Intermediary specified in this Agreement and that these limitations constitute an essential basis of the agreements between the Parties. At the same time, neither Party shall be liable for non-performance or delay in performance of obligations caused by any circumstances beyond the reasonable control of such Party, including, but not limited to, governmental actions or terrorist acts, earthquakes, fires, floods, or other natural disasters, conditions related to labor strikes, supply disruptions, and deterioration of Internet connectivity.
PROCEDURE FOR TERMINATION OF THE AGREEMENT
The Client has the right to refuse execution of the Agreement at any time by deleting their account on the platform.
The Agreement concluded with the Client is deemed terminated immediately upon deletion of the account. Deleting the account also signifies the termination of Agreements for paid services within the platform framework, if such services were activated.
The Intermediary has the right to unilaterally terminate the Agreement in cases specified in this Agreement.
DISPUTE RESOLUTION
Any dispute arising from this Agreement must be resolved through negotiations or through a claims process based on the Client's request. The timeframe, procedure for considering applications, and requirements for their content are determined by the rules for considering applications at the Intermediary published on www.receipt.uz.
If the dispute is not resolved through the claims process, it shall be heard at the choice of the plaintiff in the following courts: Termiz Interdistrict Court for Civil Cases, or according to the place of residence/registration of the defendant in accordance with the procedure established by the applicable legislation of the Republic of Uzbekistan.
Technical support services are provided to Users solely through request acceptance. User requests are accepted by the Intermediary's support service via the email info@receipt.uz or through the phone number indicated on www.receipt.uz.
OTHER CONDITIONS
In all matters not directly provided for in the Agreement, the Parties shall be guided by the applicable legislation of the Republic of Uzbekistan and business practices.
By accepting this Offer, the Client confirms their unconditional consent to all terms of the Agreement and to the Intermediary's Privacy Policy for personal data published on www.receipt.uz.